Here come the holidays, and here comes money being spent and love being shown through purchases and payment plans. Holiday sales are set up to make us think we are saving money, but are we really making the best decisions for our family’s financial health and longevity? Ashley Chea is here to help us answer that question with five tips on how to avoid overspending this holiday season. Holiday sales are set up to make us think we are saving money. Also, at no time is spending money saving money. We get so hyped up and tell ourselves we got a discount, but in reality, if we didn’t spend the money in the first place we would still have it. I’m not saying you shouldn’t buy anything. I am saying let’s take a moment to spend wisely and to find a way to enjoy the holidays without feeling depressed over money spent or not having the money to spend in the first place. Here are five tips I use during the holiday, and really all year round, to make sure I am spending wisely and, more importantly, not living in excess.